Uninsured motorist coverage is coverage on your policy, which pays you for your injuries when someone who has no coverage injures you. Underinsured motorist coverage pays you for your injuries when the at-fault driver has insurance coverage, but the liability limit is not high enough to fully compensate you for all you have suffered.
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Indianapolis, IN 46208-4713
Phone: 317-926-1111
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Granger, IN 46530-9186
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St. Joseph, MI 49085
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Suite 1300
Albuquerque, NM 87102
Phone: 505-938-2300
Fax: 505-938-2301

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Is there a difference between uninsured motorist coverage and underinsured motorist coverage?

 

A: Uninsured motorist coverage is coverage on your policy, which pays you for your injuries when someone who has no coverage injures you. Underinsured motorist coverage pays you for your injuries when the at-fault driver has insurance coverage, but the liability limit is not high enough to fully compensate you for all you have suffered.





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