If you are not at fault in the accident, the other driver's liability insurance will pay for your personal injuries and car repairs. If the other driver does not have insurance, then your own insurance company will pay for your personal injuries and repair expenses only if you have uninsured motorists coverage and/or medical payments coverage.  If you are at fault in the accident, your liability insurance will pay for the injuries and property damage of the other driver. Your collision coverage will pay for your vehicle damage and your medical payments coverage will cover your medical bills.
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Indianapolis, IN 46208-4713
Phone: 317-926-1111
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Granger, IN 46530-9186
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St. Joseph, MI 49085
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Albuquerque, NM 87102
Phone: 505-938-2300
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Who pays for my medical bills and car repairs?

 

A: If you are not at fault in the accident, the other driver's liability insurance will pay for your personal injuries and car repairs. If the other driver does not have insurance, then your own insurance company will pay for your personal injuries and repair expenses only if you have uninsured motorists coverage and/or medical payments coverage.

If you are at fault in the accident, your liability insurance will pay for the injuries and property damage of the other driver. Your collision coverage will pay for your vehicle damage and your medical payments coverage will cover your medical bills.


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