Sources of extra value are upgrades you've had done on your car, or accessories you've purchased for the vehicle. Perhaps you've recently outfitted your car with four new tires. The adjuster will ask for receipts or other proof of these improvements, and won't increase the offer without that proof.  
  Keep in mind that the adjuster does not have an obligation to compensate you for general upkeep of your vehicle. Normal maintenance, replacement of tires when you have a flat tire will not earn extra consideration.  
  The rules and practices are often ambiguous. Individual insurance companies handle property damage in widely differing ways. What may be the rule for one company will be the exception for another.
Indiana Accident

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2850 North Meridian Street
Indianapolis, IN 46208-4713
Phone: 317-926-1111
Fax: 317-926-1411

Toll Free: 800-253-5537

South Bend Office:
16658 Cleveland Rd
Granger, IN 46530-9186
Phone: 574-277-7773
Fax: 574-271-3337

Terre Haute Office:
1617 S 3rd St
Terre Haute, IN 47802-1013
Phone: 812-235-5600
Fax: 812-235-7800

Michigan Office:
814 Port Street
St. Joseph, MI 49085
Phone: 269-983-7333
Fax: 269-983-7377

New Mexico Office:
505 Marquette NW
Suite 1300
Albuquerque, NM 87102
Phone: 505-938-2300
Fax: 505-938-2301

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Am I allowed tooffer evidence to the adjusterthat my car is worth more than what he or she hasoffered?

 

A:

Sources of extra value are upgrades you've had done on your car, or accessories you've purchased for the vehicle.  Perhaps you've recently outfitted your car with four new tires.  The adjuster will ask for receipts or other proof of these improvements, and won't increase the offer without that proof.

Keep in mind that the adjuster does not have an obligation to compensate you for general upkeep of your vehicle.  Normal maintenance, replacement of tires when you have a flat tire will not earn extra consideration.

The rules and practices are often ambiguous.  Individual insurance companies handle property damage in widely differing ways.  What may be the rule for one company will be the exception for another.





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