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Indianapolis Office:
2850 North Meridian Street
Indianapolis, IN 46208-4713
Phone: 317-926-1111
Fax: 317-926-1411
Toll Free: 800-253-5537
South Bend Office:
16658 Cleveland Rd
Granger, IN 46530-9186
Phone: 574-277-7773
Fax: 574-271-3337
Terre Haute Office:
1617 S 3rd St
Terre Haute, IN 47802-1013
Phone: 812-235-5600
Fax: 812-235-7800
Michigan Office:
814 Port Street
St. Joseph, MI 49085
Phone: 269-983-7333
Fax: 269-983-7377
New Mexico Office:
505 Marquette NW
Suite 1300
Albuquerque, NM 87102
Phone: 505-938-2300
Fax: 505-938-2301
A:
Consumer guides such as Kelly Blue Book and NADA annually collect and publish data on the value of consumer vehicles. But these guides offer only a general estimate of value and may not take into account certain factors the car insurance company will use to determine the value of your vehicle.
The final offer made to you by the adjuster will be based on the resale or fair market value of your vehicle in your particular geographic location.
There is often confusion regarding property damage value, because the clients look for reimbursement at an amount that they feel the car is worth to them, not what the car would actually sell for in their particular town, city, etc., and there can be a sizeable difference between the two.
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