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Property Damage
- Who is responsible for paying my property damage claim?
- Will Keller Keller LLP handle my property damage?
- What does "mitigating" my property damagemean?
- Why would the insurance company not give me a rental car?
- Am I allowed tooffer evidence to the adjusterthat my car is worth more than what he or she hasoffered?
- I just bought my car and owe more than it's worth. What can I do?
- Who determines whether the vehicle is repairable or not?
Offices
Indianapolis Office:
2850 North Meridian Street
Indianapolis, IN 46208-4713
Phone: 317-926-1111
Fax: 317-926-1411
Toll Free: 800-253-5537
South Bend Office:
16658 Cleveland Rd
Granger, IN 46530-9186
Phone: 574-277-7773
Fax: 574-271-3337
Terre Haute Office:
1617 S 3rd St
Terre Haute, IN 47802-1013
Phone: 812-235-5600
Fax: 812-235-7800
Michigan Office:
814 Port Street
St. Joseph, MI 49085
Phone: 269-983-7333
Fax: 269-983-7377
New Mexico Office:
505 Marquette NW
Suite 1300
Albuquerque, NM 87102
Phone: 505-938-2300
Fax: 505-938-2301
What does "mitigating" my property damagemean?
A:
Mitigating losses is a term used throughout the insurance industry. To "mitigate" means to lessen or minimize.
The concept is that you have the ultimate responsibility to lessen the property and personal damages resulting from your accident. You may not have caused the accident, but the responsibility of finding a replacement vehicle, and taking active steps towards resolving all the other issues, will largely rest with you. Once an insurance company makes an offer, whether it's by phone, in writing, or through a voice mail message, the clock starts ticking against you.
A specific example of mitigating your losses involves the use of a rental car. If the insurance company has given you a rental car, it's safe to assume they will not be paying for it more than a week or until liability for the accident is determined.
START LOOKING FOR A VEHICLE THE MOMENT YOU ARE ABLE TO FOLLOWING YOUR ACCIDENT.
Even before you have an offer, you can at least begin to search for vehicles that are comparable to your current one.
Disclaimer
WHAT'S MY CASE WORTH?
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