A head-on collision in Indiana often changes lives in seconds. Two vehicles meet front to front, and the combined force hits everyone inside. These crashes cause some of the most serious injuries we see. Here’s what you should know if a head-on crash hurt you or someone you love.
Common Causes of a Head-On Collision in Indiana
Most head-on crashes start with one driver crossing into the wrong lane. Common causes include:
- Drunk or impaired driving
- Distracted driving and texting
- Drowsy driving
- Unsafe passing on two-lane rural roads
- Wrong-way drivers on highway ramps
Injuries From Head-On Crashes
The force of a frontal impact causes catastrophic harm. Victims often suffer traumatic brain injuries, spinal cord damage, broken bones, and chest injuries from seat belts and airbags. Some injuries stay hidden at first. Adrenaline masks pain, so learn the signs of delayed injuries after a car accident.
Who Pays After a Head-On Crash?
The driver who crossed the center line usually carries the blame. But insurers still fight these claims. They may argue you could have swerved or that you were speeding. Indiana follows a comparative fault rule. If you carry more than 50% of the fault, you recover nothing. Below that, your share of fault reduces your award.
Serious injuries also often exceed the other driver’s policy limits. Your own underinsured motorist coverage may fill that gap.
Protect Your Head-On Collision Claim
Get medical care right away. Keep every bill and record. Avoid recorded statements to the other driver’s insurer. Remember that Indiana gives you two years to file a lawsuit in most car accident cases.
Talk to an Indiana Car Accident Lawyer
Keller & Keller has helped injured Hoosiers since 1936. Our Indiana car accident lawyers offer free consultations. You pay no fee unless we win. Call 1-800-2KELLER today.
