Long-Term Disability (LTD) is a type of insurance policy offered by many employers to protect from loss of income in the event that the employee is unable to work because of illness, injury, or accident. The employee pays an insurance premium and depends on this insurance if they are injured or become ill. Unfortunately, disability insurance companies often wrongfully deny a disabled individual’s LTD benefits. Can be devastating – both financially and emotionally – when LTD benefits are denied. When this happens, an appeal needs to be made in a timely manner.
Our attorneys have helped hundreds of clients after denials and know the most common reasons for an LTD insurance claim denial. If you have received a denial, it is important to consult with an attorney before filing an appeal on your own. At Keller & Keller, our consultations are free. Contact us today to discuss your LTD benefits.