If you've been injured in a car crash, the insurance company can make the overall process difficult. It's as if they want you to give up, but we don't give up. Keller & Keller, the name you know.

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New Mexico Automobile Insurance Requirements

Recently, after agreeing to settle our client’s claim, a well-known insurance company attempted to revoke the settlement and pay our client less money than initially agreed upon. The insurance company did this even though our client had signed a settlement release agreement and our office had returned the signed agreement to the insurance company.

New Mexico requires that all automobile liability insurance policies issued in New Mexico include uninsured and unknown motorists coverage unless properly rejected by an insured. Under the New Mexico Uninsured Motorist Act, an insurer must offer uninsured motorist coverage in minimum limits of $25,000 and up to the insured’s liability policy limits. 

Understanding Bad Faith Insurance Claims

While no single one of the following factors necessarily indicates that your insurer is acting in bad faith, any combination of them means that a bad faith claim is probably worth considering:

  • Unreasonable refusal or delay in investigating a claim
  • Repeated or unreasonable requests for information that the insurer already has or that does not relate to the claim
  • Failure to make a reasonable settlement offer within a reasonable time of the claim
  • Failure to offer a reasonable settlement once liability is established
  • Canceling or threatening to cancel your insurance after you have refused to accept a low offer

Standing By Our Clients

As an Albuquerque personal injury attorney team, we often see the consequences of an insurer’s bad faith actions – the financial burden of coping with large bills and overcoming a loss that should have been covered under your policy. When insurance companies engage in this deceptive practice, real people and families suffer. Since 1936, Keller & Keller has represented clients facing this very dilemma, relentlessly pursuing the facts that establish your rights.  

If you believe the insurance company has not given your claim their full attention, or you believe they have acted in a way that is unprofessional or suspect, give our Albuquerque office a call so that you can speak to one of our attorneys at no cost. Our Albuquerque car accident attorney team can evaluate your claim to see what additional money can be had or possibly charge the insurance company with a Bad Faith Claim.