The other driver was clearly at fault in the Indianapolis car crash that left you seriously injured, but that doesn’t mean his insurance company will offer you the maximum value of their policyholder’s coverage. In their efforts to remain profitable, they will do all they can to limit the amount they offer. There are some steps you can take, however, that will help you make a strong argument for maximum compensation.
Collect Evidence and Talk to a Lawyer
The first thing to realize is that you can only collect as much as the at-fault driver’s policy is worth. If, for example, he only meets Indiana’s minimum insurance requirement of $25,000 in bodily injury coverage, then $25,000 is the most you can get from him, even if your medical costs exceed that. However, you want to do everything you can to make sure you get the $25,000, including the following:
- Collect evidence. Taking pictures at the scene of the crash and collecting contact information for witnesses, if you are physically able to do so, is the first step in building a strong claim. This evidence will be invaluable for demonstrating to the insurance company that their driver was at fault and that you can prove it to a judge.
- Get medical treatment. Even if you don’t feel seriously injured right after the crash, you should see a doctor as soon as possible. Be sure to tell her about the accident and ask for a full assessment of your injuries. Take pictures of your injuries and keep track of all of your appointments so that you can later request complete medical records.
- Call an attorney. Talking to a car accident attorney in a free consultation is the best way to make sure you’re doing everything you can to protect your legal rights and build the strongest possible claim. If you decide your claim can benefit from legal guidance, your attorney will take over, and you can focus on your physical recovery. Best of all, you won’t have to pay the attorney until he successfully resolves your case.
Call Keller & Keller for Help
In Indiana, there is no more experienced personal injury law firm than Keller & Keller. As soon as you are able after a car accident has left you struggling, contact our firm to schedule your free consultation. We will help you take the important steps you need to take to ensure that you get the compensation you deserve. You can also get a free copy of our Auto Accident Guide by filling out a request form.