Your car accident may be the most violent and stressful thing to ever happen to you—the sound of the crash is something you'll likely never forget. And now you're simply trying to recover for your medical bills, lost wages, and pain and suffering.
The insurance company will likely try to rush you to settle your claim or convince you that the accident was partially your fault. Don't believe them. The decisions you make shortly after the accident, such as contacting the right Indianapolis car accident lawyer, will play a large role in determining the strength and value of your injury claim.
“The insurance company will likely try to rush you to settle your claim or convince you that the accident was partially your fault. Don't believe them.”
Our Indianapolis car accident lawyers have a long history of producing results that lead to satisfied clients throughout all of Indiana. When you hire Keller & Keller to represent you against the insurance company, your case receives top-rated legal services from a powerful Indianapolis personal injury firm, and our Zero Fee Guarantee means you pay us nothing until a recovery is made on your behalf.
Most Common Car Accident Injuries
The top 5 injuries sustained by our car accident clients in Indiana often include one or more of the following:
How to Know if You Need an Indianapolis Car Accident Attorney
If your crash is minor and you are immediately offered compensation that meets all your present and future financial needs, you probably don’t need an attorney. However, if your claim involves any of the following, you should seriously consider finding a reputable law firm to represent you:
- Catastrophic injuries. If you or a loved one suffered a traumatic brain injury, amputation, paralysis, or another serious injury as a result of the crash, an attorney will know how to negotiate with the at-fault driver’s insurance company for a settlement that will ensure that you are taken care of for the rest of your life. This may involve waiting for maximum medical improvement and being patient through long negotiations. Even with less severe injuries, a lawyer is more likely to get you a higher settlement than if you go it alone.
- Fatality. If the crash involved a fatality, a lawyer will help you evaluate the case for a possible wrongful death claim. It is tough to pursue this on your own, especially since you are likely grieving.
- Question of fault. Because Indiana is a comparative fault state, the insurance adjuster for the at-fault driver may make a claim that you were partially to blame for the crash to lower your potential settlement. If this is the case, a lawyer will help gather the evidence needed to prove your innocence and will speak on your behalf.
- Unacceptable offer. If you are offered an unreasonably low settlement, you probably don’t have the knowledge and skill to counter. An attorney will know when to push back and when to accept an offer so that you get the best possible outcome.
Getting Medical Treatment Is Your Top Priority after an Indiana Car Accident
It's critical that you visit a doctor as soon as possible after your car accident. Even if you believe your injuries are minor, it's a good idea to seek treatment in the event that you begin to experience new or worsening symptoms over the days following your accident.
One of the most damaging factors to any personal injury claim is what is known as a "gap in treatment." This occurs when a person waits to seek treatment or fails to show up for a doctor's appointment. Without detailed medical records and consistent treatment history, there will be little to no evidence that supports your injury claim.
Simply put, you must follow up with a doctor as soon as possible after a car accident and continue to keep your appointments until you have been released from care.
Witnesses Can Help Our Car Accident Attorneys Build Your Claim
Even if you believe liability is clear, it's always an excellent idea to retain the contact information for anyone who witnessed the accident.
In the event that the insurance company is blaming you for the accident, or placing part of the blame with you, a witness will become even more important. Ultimately, your attorney will contact witnesses to question and record their version of events and ensure that the facts are presented in a way so as to limit your liability for the car accident.
Never assume that the police officer will have the time or the ability to locate witnesses at the scene of an accident. If your injuries permit you, always try to obtain this information for yourself. A witness statement can prove to be the difference between having a valuable case and having no case at all, especially if the accident is what as known as a "he said, she said," collision.
Your Police Accident Report Will Provide Our Car Accident Lawyers With Essential Details
An Indiana car accident report isn't necessarily the final word regarding an accident. If you feel your accident report contains errors, or places you partially at fault, and you don't agree, you should always contact an Indianapolis car accident lawyer for advice on how best to proceed.
Depending on the extent of your injuries, it may not have been possible to speak to the police at the scene of the accident—an officer will never jeopardize your health just to obtain a statement. And while this can be problematic, it's also possible that your attorney can find new evidence or witnesses to help amend the report. (Keep in mind that having a report amended is never a guarantee.)
With regard to injuries, if your accident report doesn't list you as having any complaints of pain, it's possible that you still have a case. Many of our clients who suffer soft-tissue injuries may not report immediate pain because the symptoms don't present themselves until 1-2 days later.
The Insurance Companies Are Not on Your Side. Our Car Accident Lawyers Are
The goal of the insurance company is to pay the smallest amount possible to settle your car accident case. Insurance companies make billions of dollars every year by settling claims as quickly as possible and and employing high-priced defense attorneys who make sure their dollars stay out of your hands.
Car accident victims are often pressured into giving recorded statements to the insurance company and signing medical authorization release forms that expose your health history. In both instances, this information is used against you to limit how much they pay for your car accident.
(It's also common for the insurance company to use often-heard excuses to deny or limit your claim. The car accident wasn't your fault, and you shouldn't be made to feel guilty.)
Indiana Statute of Limitations Laws Mean the Clock is Ticking for Filing a Claim
Indiana has specific laws (statute of limitations) that dictate how much time you have until your car accident claim expires. If you're unaware of your cases's statute date, you risk having your claim expire, meaning you may never see any compensation.
The statute of limitations surrounding your car accident claim depends on different factors, such as the date of when the accident happened. The best way to ensure your claim doesn't expire is to ask a qualified car accident attorney for assistance.
The Experience of Our Indianapolis Car Accident Lawyers Is Your Greatest Asset
We fight to win, and we've been doing so since 1936. Keller & Keller's car accident attorneys have represented injured victims and their families throughout the entire state of Indiana. As always, you're protected by our Zero Fee Guarantee, which means you pay nothing unless we win your case. Put the power of our qualifications, history, experience, and success on your side.
Fill out our confidential, free contact form or call us at 1-800-253-5537 for a live consultation with one of our Indianapolis car accident attorneys.