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Indianapolis Car Accident Lawyers

Your car accident may be the most violent and stressful thing to ever happen to you—the sound of the crash is something you'll likely never forget. And now you're simply trying to recover for your medical bills, lost wages, and pain and suffering.

The insurance company will likely try to rush you to settle your claim or convince you that the accident was partially your fault. Don't believe them. The decisions you make shortly after the accident, such as contacting the right Indianapolis car accident lawyer, will play a large role in determining the strength and value of your injury claim.

“The insurance company will likely try to rush you to settle your claim or convince you that the accident was partially your fault. Don't believe them.”

Our car accident attorneys have a long history of producing results that lead to satisfied clients in Indianapolis and beyond. When you hire Keller & Keller to represent against the insurance company, your case receives top-rated legal services from a powerful Indianapolis personal injury firm, and our Zero Fee Guarantee means you pay us nothing until a recovery is made on your behalf.

Getting Medical Treatment Is Your Top Priority after a Car Accident

It's critical that you visit with a doctor as soon as possible after your car accident. Even if you believe your injuries are minor, it's a good idea to seek treatment in the event that you begin to experience new or worsening symptoms over the days following your accident.

One of the most damaging factors to any personal injury claim is what is known as a "gap in treatment." This occurs when a person waits to seek treatment or fails to show for a doctor's appointment. Without detailed medical records and a consistent treatment history, there will be little to no evidence that supports your injury claim.

Simply put, you must follow up with a doctor as soon as possible after a car accident and continue to keep your appointments until you have been released from care.

Witnesses to Your Car Crash Can Bolster Your Claim

Even if you believe liability is clear, it's always an excellent idea to retain the contact information for anyone who witnessed the accident.

In the event that the insurance company is blaming you for the accident, or placing part of the blame with you, a witness will become even more important. Ultimately, your attorney will contact witnesses to question and record their version of events and ensure that the facts are presented in a way so as to limit your liability for the car accident.

Never assume that the police officer will have the time or the ability to locate witnesses at the scene of an accident. If your injuries permit you, always try to obtain this information for yourself. A witness statement can prove to be the difference between having a valuable case and having no case at all, especially if the accident is what as known as a "he said, she said," collision.

Your Police Accident Report Will Provide Essential Details

An Indiana car accident report isn't necessarily the final word regarding an accident. If you feel your accident report contains errors, or places you partially at fault, and you don't agree, you should always contact an Indianapolis car accident lawyer for advice on how best to proceed.

Depending on the extent of your injuries, it may not have been possible to speak to the police at the scene of the Free Car Accident Injury Guidebookaccident—an officer will never jeopardize your health just to obtain a statement. And while this can be problematic, it's also possible that your attorney can find new evidence or witnesses to help amend the report. (Keep in mind that having a report amended is never a guarantee.)

With regard to injuries, if your accident report doesn't list you as having any complaints of pain, it's possible that you still have a case. Many of our clients who suffer soft-tissue injuries may not report immediate pain because the symptoms don't present themselves until 1-2 days later.

The Insurance Companies Are Not on Your Side. Our Car Accident Attorneys Are

The goal of the insurance company is to pay the smallest amount possible to settle your car accident case. Insurance companies make billions of dollars every year by settling claims as quickly as possible and and employing high-priced defense attorneys who make sure their dollars stay out of your hands.

Car accident victims are often pressured into giving recorded statements to the insurance company and signing medical authorization release forms that expose your health history. In both instances, this information is used against you to limit how much they pay for your car accident.

(It's also common for the insurance company to use often-heard excuses to deny or limit your claim. The car accident wasn't your fault, and you shouldn't be made to feel guilty.)

Indiana Statue of Limitations Laws Mean the Clock is Ticking for Filing a Claim

Indiana has specific laws (statute of limitations) that dictate how much time you have until your car accident claim expires. If you're unaware of your cases's statute date, you risk having your claim expire, meaning you may never see any compensation.

The statute of limitations surrounding your car accident claim depends on different factors, such as the date of when the accident happened. The best way to ensure your claim doesn't expire is to ask a qualified car accident attorney for assistance.

Our Experience Is Your Greatest Asset

Since 1936, Keller & Keller's attorneys have represented injured victims and their families throughout the entire state of Indiana. When you choose Keller & Keller to be your Indiana personal injury lawyer, you put the power of our qualifications, history, experience, and success on your side.

Our attorneys represent clients in cities throughout Indiana, including Fort Wayne, Evansville, Anderson, Bloomington, Lafayette, and Elkhart, among many others.

Fill out our confidential, free contact form or call us at 1-800-253-5537 for a live consultation with one of our Indianapolis car accident attorneys.

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How Much Is My Car Accident Injury Claim Worth?

Before we look at the factors that determine the value of your car accident claim, know this: NO ONE can initially tell you what your car accident claim is worth; not until you tell your version of the story, liability is nailed down, your medical treatment is finished, and an experienced personal injury law firm has reviewed your case.

And it's ok not to have an immediate dollar amount thrown at you. After all, if your accident had a "price tag," then there would be no opportunity for you to present your particular case, meaning you'd potentially risk shorting yourself thousands of dollars, or the entire claim!

(Having settled thousands of personal injury cases, we are certain of one fact: No two clients are alike, no two car accidents are alike, no matter how similar they seem.)

Our firm's #1 goal is likely similar to your own at the moment: recover the maximum amount of compensation for the accident. The way to ensure you receive a fair settlement is to present a professional and persuasive case that is supported by medical documentation and measurable course(s) of treatment, e.g., physical therapy.

WHAT FACTORS CAN INCREASE MY CASE VALUE?

You're likely worried about hospital bills, property damage, lost wages, and a possible change in lifestyle, so a quick settlement may seem attractive. However, as time passes, most clients are thankful they took the time to consult with someone who could advise them of future factors that could potentially increase their case value.

Scenarios that can increase the value of a car accident case might include:

  • The client's injuries worsened over time, leading to unforeseen treatments and costly procedures.
  • The client didn't predict the type and/or duration of treatment their injuries required.
  • The client didn't anticipate the strain the accident would place on their personal life.
  • The client didn't account for the long-term psychological effects.

These points are common after-effects accident victims are unable to predict immediately following their accident, and the insurance company is going to try and settle with you before any of these scenarios occur.

Ultimately, your damages are likely to have additional value if presented to an insurance company by way of experienced legal representation. Having an attorney allows you to take the time you need to ultimately see the full picture of your claim, and remember, once you sign a release of all claims, you're essentially telling the insurance company they're "off the hook."

ARE SIMILAR ACCIDENT TYPES WORTH THE SAME AMOUNT OF MONEY?

Each person is unique, each accident is unique, every case has unique value, and there are no exceptions to this rule. Let's look at an example:

  • Driver A is a young pregnant female with no pre-existing medical conditions. She has been involved in a rear-end car accident collision. She was taken by ambulance to the hospital for examination of back and neck pain. The doctors diagnose her with whiplash and prescribe her a course of treatment that is consistent with the needs of her pregnancy. She completes treatment and is released soon after.
  • Driver B is a middle-aged male with prior back surgery. He has also been involved in a rear-end style car accident collision and is experiencing neck and back pain. He was not able to visit a doctor until two weeks after the crash due to fear of missing work and losing his job. When he is able to visit the doctor, he is diagnosed with whiplash and is prescribed a course of physical therapy. He is released soon after.

Let's also assume that Driver A and Driver B were rear-ended at the same spot on the same highway on the same day. Additionally, the vehicles that struck A & B were traveling at the same speed at the time of impact. Weather conditions were the same for both accidents, and both A & B and the adverse drivers have the same insurance companies, etc.

What does all this mean?

Despite everything we know about driver's A & B accident details, their claims will have different values!

Even with all the listed similarities, it's very unlikely that driver A & B will undergo the similar medical treatment for their injuries; respond to treatment in the same manner; or experience the same types of aggravation and frustration in the days and months after their accident.

IS IT TRUE THAT I'LL GET THREE TIMES THE MEDICAL BILLS FOR MY ACCIDENT CLAIM?

This "formula" is an estimate that has often been thought of by many as a way to value car accident claims. And though it is true that you may receive three times your medical bills, it's also just as likely that you'll receive more or less.

In short, never assume the value of your car accident claim is simply "3 x's your medical bills."

WHAT THINGS CAN I RECOVER FOR IN MY CAR ACCIDENT CLAIM?

There are typically 3 components we look to recover for in a personal injury case that arises from a car accident:

  1. Past and future medical bills
  2. Past and future lost wages, or loss of earning capacity
  3. Past and future pain, suffering, disfigurement, and disability

Again, the numbered factors above don't apply to every case, and you should always have an experienced injury lawyer evaluate your specific claim.

IS THERE EVER AN INSTANCE IN WHICH I CAN IMMEDIATELY KNOW MY CASE VALUE?

Accidents that leave a person with traumatic injuries; broken bones; the need for surgery; permanent hardware; and/or cause death, may constitute what is known as a "policy limits demand."

In these instances, our personal injury attorneys will immediately notify the adverse insurance company of our representation of a client and ask that they send us what is known as a "certified declarations (DEC) sheet." This document will reveal the total amount of available dollars under the liable party's policy.

Once we receive the DEC sheet we will be able to tell you how much money is available, and whether or not your injuries justify asking for the entire amount. However, it will still be very difficult to predict the value of your car accident claim, because other factors will almost certainly play a role.

For instance, we may be able to reduce certain medical bills on your behalf so that you're not required to pay back the full amount, thus increasing your settlement. We may also be able to secure Underinsured Motorists Coverage (UIM) from your policy in the event that the adverse policy limits are inadequate.

ASK AN ATTORNEY TO REVIEW THE INSURANCE POLICY.

Asking an experienced personal injury attorney to examine an insurance policy ensures you aren't leaving money on the table. Policies can be confusing, full of difficult-to-understand contract language, some of which is applicable to your case, and some that isn't.

If your everyday job doesn't require you to review insurance policies, then your chance of fully understanding available coverage will be challenging. Fortunately, we have more than 75 years of locating and examining insurance polices for car accident victims, so we can help guide you and youir family in the right direction at no cost.

Ultimately, speaking with an experienced injury law firm about your case is an excellent step toward determining what your car accident case is worth.

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Why Keller & Keller Wins

We Mean Business! Winning Since 1936!

Keller & Keller is an experienced and powerful law firm that has never feared big trucking companies. In fact, we take it personally when someone is injured through no fault of their own. It doesn't matter where you live or how big or small you believe your case to be: We can help. We will get answers. We work to win.

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Since 1936, our attorneys have been fighting for the rights of people who were ignored or insulted by insurance companies. Our vast and diverse network of experts and legal resources are luxuries we can call on at any time for any case. And when a semi-truck accident victim chooses Keller & Keller, they pay us nothing until we win the case.