How long will my car accident claim take?

How Do I Know How Long My Car Accident Case Is Going to Take?This is the question everyone asks and, unfortunately, there is no easy answer. Some claims are clear-cut and don’t involve any kind of dispute. These claims can be settled within a few months. Other claims involve complicating factors that can drag the process out for years. Whatever the details of your case are, you want to make sure you have an attorney on your side who is working in your best interests—whether that means settling quickly or being patient to ensure you get what you deserve. We explain some of the factors that can cause a case to drag out.

Complicating Factors in Car Crash Claims

When you have been in an accident, you cannot put car repairs and medical treatment on hold—not to mention paying your mortgage and other bills. That is why it is so frustrating to have to wait for a financial settlement from the insurance company after you have been seriously injured in a crash. However, it may benefit you in the long run to be patient. The following circumstances may delay a settlement:

  • Severity of injuries. Until you know how extensive your injuries are and what treatment and long-term therapies they will require, you cannot know the true value of your claim. An attorney will advise you to hold off on accepting a settlement offer until the lifelong cost of your injuries is known.
  • Question of fault. If there is uncertainty over the cause of the crash and who is liable for compensating whom, this will delay a settlement offer. The insurance adjuster for the driver who hit you is likely to try to pass some of the blame off on you. If this happens, your attorney will need time to investigate the accident and collect evidence in support of your claim.
  • Insurance company. Large insurance companies with their own legal teams may use many tactics to delay settling your claim, simply because they can. If an insurance company has a conservative approach towards settling claims, you may be in for a lengthy battle to get what you deserve.
  • Going to trial. In the end, your attorney may be unwilling to accept any settlement offer from the other side and may decide to take the case to court. This can take a long time to work its way through the court system, but your attorney is not likely to take this measure unless he is confident it will benefit you in the long run.

Trust Your Indiana Car Accident Attorney

If your car accident case involves serious injury, disputes over fault, or an uncooperative insurance company, call the Indianapolis car accident lawyers at Keller & Keller. We will be able to give you a better idea of how long your case might take once we meet with you. However long it takes, you can be confident that we will fight to get you the compensation you deserve.


James R. Keller
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Partner at Keller & Keller