The sun-drenched roads of New Mexico beckon motorcyclists from all over the country. But even the most skilled rider can fall victim to the negligence of other motorists. After a serious motorcycle crash, you may be facing medical bills, lost income, and an uncertain future.
When the insurance company finally responds to your claim, you get a shockingly low settlement offer. They're not accounting for the full extent of your injuries or the long-term impact on your life. It feels like a slap in the face.
At Keller & Keller, our experienced New Mexico motorcycle accident attorneys have seen this tactic far too often. Insurance companies routinely make lowball offers, hoping injured riders will simply give up and accept a fraction of what they deserve. Here's how we help clients fight back and demand fair compensation.
Understanding the Motivation Behind Low Settlement Offers
Insurance companies are businesses, and their primary goal is to maximize profits. Every dollar they pay out in claims cuts into their bottom line. That's why claims adjusters are trained to settle cases for as little as possible.
Common insurance company tactics include:
- Shifting blame. They may argue that you were partially or fully responsible for the crash, even if the evidence clearly shows the other driver was at fault.
- Minimizing injuries. Insurance adjusters often downplay the severity of your injuries or claim they were preexisting conditions unrelated to the accident.
- Rushing settlement. They may pressure you to accept a quick settlement before you've fully recovered or had a chance to consult with an attorney.
- Discouraging legal representation. Insurance companies know that unrepresented claimants are more likely to accept lowball offers. They may tell you that hiring a lawyer is unnecessary or will only delay the process.
Don't fall for these underhanded strategies. Remember, the insurance adjuster's job is to protect the company's interests, not yours. You need a skilled advocate to fight for the full and fair compensation you deserve.
How a New Mexico Motorcycle Accident Lawyer Can Help
When you're recovering from serious injuries, the thought of going up against a powerful insurance company can feel overwhelming. That's where Keller & Keller comes in. Our dedicated legal team will handle every aspect of your claim, giving you the peace of mind to focus on healing.
Here's what you can expect when you work with our experienced New Mexico motorcycle accident attorneys:
- Thorough investigation. We'll gather evidence, interview witnesses, and consult with experts to build the strongest possible case.
- Accurate valuation. Our attorneys will document all your crash-related expenses, including future medical needs and lost earning potential, to determine what your claim is truly worth.
- Aggressive negotiation. We'll present a compelling demand package to the insurance company and negotiate fiercely on your behalf. If necessary, we'll file a lawsuit and take your case to trial.
- Client-focused service. We understand the profound impact a serious motorcycle accident can have on your life. Our compassionate team will be there to answer your questions, provide regular updates, and support you every step of the way.
With Keller & Keller in your corner, you can level the playing field against the insurance company and fight for the full compensation you need to rebuild your life.
What to Do If You Receive a Low Settlement Offer
If you've been lowballed by an insurance company after a New Mexico motorcycle accident, take these steps to protect your rights:
- Stay calm. Don't let your emotions get the best of you, even if the offer feels insulting. Remain professional in all your communications with the insurance company.
- Don't accept offers. Accepting a low offer could jeopardize your ability to secure fair compensation later. Politely decline any lowball offer, emphasizing that it doesn't fully account for your damages.
- Gather evidence. Collect all documentation of your injuries, medical treatment, wage loss, property damage, and other accident-related expenses. Keep a journal detailing your pain levels, mobility limitations, and emotional distress.
- Consult an attorney. Find a skilled New Mexico motorcycle accident lawyer to evaluate your claim and help you understand your legal options. Look for a law firm with a track record of successfully standing up to insurance companies.
- Consider a counteroffer. With your attorney's guidance, you may submit a counteroffer to the insurance company along with evidence justifying a higher settlement amount. This can kickstart productive negotiations.
- File a lawsuit. You may need to file a personal injury lawsuit against the at-fault party if negotiations stall. Your attorney can guide you through the litigation process and continue fighting for a fair resolution.
Remember, most motorcycle accident cases settle out of court. But sometimes the mere threat of litigation is enough to bring the insurance company back to the negotiating table with a fair offer in hand.
Get the Compensation You Deserve with Keller & Keller
Don't get taken for a ride by insurance companies that care more about profits than people. If you've been injured in a motorcycle accident in New Mexico, trust the experienced legal team at Keller & Keller to fight for your rights. We help riders across the state stand up to lowball settlement offers and demand the full compensation they need to get their lives back on track.
