This is one of the most common questions our disability attorneys receive, and because the two have many similarities, it’s important that you know the differences so that you not only apply for the appropriate program, but also increase your chances of being approved.
Social Security Disability Insurance Benefits (SSDI)
When determining if a person qualifies for SSDI, the Social Security Administration (SSA) reviews an applicant’s physical and psychological impairments.
SSA will examine the applicant’s supporting medical documentation as well as the opinions from their treating doctors to determine if their condition(s) prevent them from maintaining suitable employment. Additionally, a person’s impairment must be expected to last for at least 12 months or be deemed fatal.
Social Security Income Benefits (SSI)
SSI is a program designed for adults and children who are disabled and/or blind and meet specific income/asset requirements. When a disabled adult applies for SSI, the SSA uses the same definition of ‘disabled’ as they would use when considering someone for SSD benefits.
Ultimately, the SSI program is designed for applicants who have a disability as well as minimal income and assets.
How are SSDI and SSI Funded?
Social Security taxes paid by workers, employers and self-employed people make up the funding source for SSD.
The U.S. Treasury Department collects general revenues to run the U.S. government, and it’s from these revenues that SSI is funded.
Our Disability Lawyers Help with SSDI & SSI
Keller & Keller operates a full-service Social Security disability law firm in the states of Indiana and Michigan. This means that we are able to handle every step of the application process as well as any appeals, even at the Federal District Court level.
Additionally, if you're seeking either SSDI or SSI, we can help answer your questions. Our disability attorneys offer a Zero Fee Guarantee. That means you'll never pay for a consultation and the only way our attorneys receive payment for their legal services is if you receive disability benefits.
If you wish to speak to one of our Social Security disability attorneys, you can contact us at 1-800-253-5537, or write to us by using our free contact form.