While this is easily the most common question we get, it is unfortunately one we cannot answer. Each car accident case we see is unique. The needs of the injured victim vary on a case-by-case basis and the amount of insurance coverage available for compensation differs from one driver to the next. For these reasons, we never promise our clients a dollar amount until their case is settled. Instead, we fight on their behalf to recover the maximum possible amount of compensation.
What You Can Be Compensated for
When you are injured in a car crash in Indiana, you can seek compensation for the following damages:
- Medical costs, past and future
- Lost wages, past and future
- Disability, disfigurement, pain and suffering, past and future
An experienced Indiana car accident attorney will be able to determine the value of each of these areas to make a fair demand of the liable party or parties.
Factors That Influence a Settlement Amount
As medical bills accumulate and time away from work adds up, you are understandably worried about whether your final settlement will compensate you for all of your losses. Again, there is no way to say for sure, but the following are some of the factors that come into play as your case is resolved:
- Liability of the other driver. If there is no dispute over the other driver’s fault in the crash and there is evidence such as police reports to prove fault, the case should settle fairly quickly. However, if the other driver is denying fault or his insurance company is further investigating the accident, your settlement amount could be affected
- Severity of your injuries. If you have suffered catastrophic injuries, such as traumatic brain injury or spinal cord damage, you should be eligible for the limits of the policies involved. Once the severity of your injuries is known, this should be quickly resolved. However, if the insurance adjuster for the at-fault party disputes the seriousness of your injuries, your case will be delayed.
- Insurance policy limits. If the at-fault driver only carries Indiana’s minimum insurance requirement—or carries no insurance at all—that will limit what you can ultimately recover. Your attorney will uncover all possible sources of compensation, including your own policies.
The key to settling your car accident case as quickly as possible is working with an experienced Indiana car accident attorney. Start a live chat with us today to find out more about getting you the settlement you deserve.