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Do I need uninsured motorists coverage?

Yes. In fact, in some states, you automatically have uninsured motorists coverage up to the limits of your liability limits unless you specifically waive such coverage.

This coverage is the only way to protect yourself and your family if you are involved in an automobile accident with someone who either has no insurance at all or who has minimal coverage. We recommend that you maintain at least $100,000 worth of uninsured motorists coverage on all of your vehicles.