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3 Things You Need to Know About Social Security Disability in 2019

Big changes are coming to Social Security benefits in 2019.2019 is going to be a year of big changes for SSDI and SSI benefits from the Social Security Administration. In particular, there are three pending changes to who's eligible for benefits, and the amount of benefits they're able to receive. If you currently receive disability benefits through Social Security, be sure you're aware of how these changes may affect your benefits.

1. Social Security Disability and Supplemental Security Income Recipients Will Receive a Significant Raise in 2019

As of December 31, 2018, recipients of both Social Security Disability and Supplemental Security Income will receive a 2.8% cost-of-living adjustment which reflects the largest increase in benefits since 2012. This amounts to a $34.00 per month increase for the average Social Security Disability recipient. Supplement Security Income recipients will see their monthly benefits increase from $750.00 per month to $771.00 per month in 2019.

2. Social Security Disability Claimants Will Be Able to Earn More Income Through Work and Still Maintain Eligibility for Disability Benefits in 2019

While working may affect each case differently, Social Security Disability claimants and recipients can earn money through work and still maintain eligibility for disability benefits. In 2019, the amount of gross income (earnings before taxes) an individual applying for or receiving Social Security Disability benefits can earn through work will increase from $1,180.00 per month to $1,220.00 per month. Our Social Security Attorneys at Keller & Keller have successfully represented clients who continue to work while they pursue Social Security disability benefits. We are experienced in advising clients on how work may or may not affect their individual case.

3. If You Are Nearing Age 62 and Feel You Are Physically or Mentally Incapable of Performing Your Job Through the Age of 66.5, You May Qualify for Disability Benefits Equal to Full Retirement

When a person turns 62 years old, they may elect to take early retirement benefits through the Social Security program. However, early retirement comes with a reduced monthly benefit equal to about 75% of what a person would receive if they worked through their full retirement age. In 2019, the full retirement age will be raised to 66 years and six months for all beneficiaries born after 1954.

This is problematic for individuals approaching early retirement age (62) who feel they may not be able to physically or mentally perform their jobs for several more years. For these people, applying for Social Security Disability may be a good option which allows them to receive monthly benefits equal to the difference between the reduced monthly rate and the monthly rate they would have received if they worked through full retirement, as well as ongoing full retirement benefits.

Our Social Security Lawyers Are Here to Help

Trust the disability attorneys at Keller & Keller to help you determine your eligibility and help you with your Social Security Disability application. We always offer a free consultation. If you have taken early retirement or feel you have a physical or mental disability which prevents you from working through your full retirement age.

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