Car Accidents
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Albuquerque Car Accident Lawyers Standing By to Help in Your Time of Need. Proudly Serving All of New Mexico

A car accident is often as stressful as it is traumatic. In addition to the shock of the accident, victims are often left injured and in a state of confusion about what to do next. Making the right decision during this critical time can help ensure you receive the maximum compensation for medical bills, lost wages due to missed work, and pain and suffering.

New Mexico residents who are involved in car accidents are often reluctant to deal with the insurance company, and with good reason. Insurance policies can be difficult to understand, with claims tied up in red tape and confusing policy language. Choosing an experienced attorney who’s well-versed in handling car accident cases is essential to guarding against insurance industry tactics and preserving the value of your case.

At the law firm of Keller & Keller, our Albuquerque car accident lawyers have a proven track record of past successes handling claims just like yours. Our legal team knows how to deal with insurance companies in order to get results, and with our Zero Fee Guarantee, clients pay nothing until a recovery is made on their behalf.

After a Car Crash, You Should Always Seek Medical Treatment

Click Here to Download Your Free Car Accident Guidebook, Brought to You by the Albuquerque Car Accident Lawyers of Keller & Keller!Victims of car accidents should seek medical attention immediately—this will safeguard any potential claim as well as ensure your health remains a priority. Injuries that seem minor in the chaos and adrenaline of the aftermath often become more painful and serious in the days that follow.

A “gap in treatment” can harm your personal injury settlement, and depending on how long you wait to visit with a doctor, you may be risking your entire case. By visiting the emergency room or family doctor right away, you create a paper trail that directly connects your injuries with the accident. This serves as the strongest evidence in any personal injury claim.

In short, never wait to receive medical treatment and don’t miss any follow-up appointments if you can help it.

Statement From Witnesses Can Provide Key Details To Help Your Claim

An accident can be seemingly minor or significant; it can occur at a busy downtown intersection or on a deserted country road. No matter the details of your crash, victims should collect contact information for any and all witnesses.

If the police are called to the accident scene, they will make a report that assigns fault to one of the drivers based—in part—on statements from witnesses. But mistakes can happen. If you are able, obtain information from witnesses, should blame fall on you, so you don’t have to rely on the officer.

During the course of the insurance company’s investigation, they might also decide to place full or partial blame on you. This is often based on little more than hearsay. Witness statements can be your best defense in a "he said-she said" situation.

An accident lawyer at Keller & Keller’s Albuquerque office will work to contact witnesses, as well as attempt to locate witnesses not listed on the report to ensure that their testimony is properly recorded on behalf of your case.

Police Accident Reports Aren’t Always the Final Story

If you believe the police report for your accident contains errors, it’s possible we can help. Based on evidence, reports can sometimes be amended to add, remove or correct information, so they should never be considered final.

Investigating officers are instructed never to interfere with medical attention; if you were injured in the accident, the police might not have been able to record your statement. In certain instances, an attorney can obtain new information that can be added to the report, even after the fact.

Reports sometimes contain inaccurate or incomplete information regarding injuries. Even if soft-tissue injuries don’t appear until later and are not listed on the report, it’s still likely that we can relate them to the crash. (It’s not uncommon for soft-tissue injuries to take 1-3 days to begin showing symptoms.)

Dealing with Insurance Companies

albuquerque car accident lawyersAccident victims should be hesitant to sign the insurance company’s medical-release forms or provide a recorded statement. Doing so can expose your medical history, which can then be used to reduce your settlement.

“Always bear in mind that insurance companies want to settle for as little as possible. They often use high-pressure tactics to get their clients to settle and employ expensive attorneys to represent their own interests.”

The insurance company might even contradict the facts of the accident, telling you it was your fault. Don’t give in to their demands and don’t accept their excuses for denying or limiting your claim without contacting one of our Albuquerque car accident attorneys.

The Clock Is Ticking

Car accident victims have a limited window of time associated with their case/claim. Under laws established by the state of New Mexico, each type of case has a specific statute of limitations. Those who fail to abide by the statute of limitations risk losing the opportunity to make a recovery for compensation.

To avoid the possibility of your claim expiring, contact one of our car accident lawyers immediately. We will be able to analyze the details of your accident and let you know how many days or months you have before your case expires.

Contact Our Albuquerque Car Accident Lawyers Today to Get Started

From our office in Albuquerque, we’re proud to serve the entire state of New Mexico. The law office of Keller & Keller has been helping injured people for more than 75 years. We know how to earn results for injured people and their families. Submit a confidential contact form via our website or call 1-800-253-5537 for a free consultation with one of our New Mexico car accident attorneys.

Testimonials from Keller & Keller Clients

I am still shocked with the amount of the settlement they got my daughter. I only expect to be reimbursed for the hospital bills and maybe my lost wages. They got her much more. Excellent service.

Compassionate people. I would send them an email with a question, within the hour they would call me back. Patiently answered all of my questions and they were always happy to help in any way possible. This impressed me, because they did not benefit from it.

They fought long and hard for my daughter, would include her in the conversations, never ignored her questions because she was a teenager and I absolutely love that they were looking out for her best interest at all times.

If you are looking for great attorneys with reasonable fees, who will fight for you, look no further.

about Keller & Keller
Date published: 6/8/2018
5 / 5 stars
Overall rating: ★★★★★5 based on 2 reviews
Keller & Keller represented me in my car accident case, where I received a personal injury. Because of the excellent skills, determination and persistence from Andy, Chris, and others, I received a fair settlement. My medical bills are paid, and I am able to enjoy life again. Thank you, K & K.
about Keller & Keller
Date published: 5/17/2014
5 / 5 stars
Overall rating: ★★★★★5 based on 2 reviews

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How Much Is My Car Accident Injury Claim Worth?

Before we look at the factors that determine the value of your car accident claim, know this: NO ONE can initially tell you what your car accident claim is worth; not until you tell your version of the story, liability is nailed down, your medical treatment is finished, and an experienced personal injury law firm has reviewed your case.

And it's ok not to have an immediate dollar amount thrown at you. After all, if your accident had a "price tag," then there would be no opportunity for you to present your particular case, meaning you'd potentially risk shorting yourself thousands of dollars, or the entire claim!

(Having settled thousands of personal injury cases, we are certain of one fact: No two clients are alike, no two car accidents are alike, no matter how similar they seem.)

Our firm's #1 goal is likely similar to your own at the moment: recover the maximum amount of compensation for the accident. The way to ensure you receive a fair settlement is to present a professional and persuasive case that is supported by medical documentation and measurable course(s) of treatment, e.g., physical therapy.


You're likely worried about hospital bills, property damage, lost wages, and a possible change in lifestyle, so a quick settlement may seem attractive. However, as time passes, most clients are thankful they took the time to consult with someone who could advise them of future factors that could potentially increase their case value.

Scenarios that can increase the value of a car accident case might include:

  • The client's injuries worsened over time, leading to unforeseen treatments and costly procedures.
  • The client didn't predict the type and/or duration of treatment their injuries required.
  • The client didn't anticipate the strain the accident would place on their personal life.
  • The client didn't account for the long-term psychological effects.

These points are common after-effects accident victims are unable to predict immediately following their accident, and the insurance company is going to try and settle with you before any of these scenarios occur.

Ultimately, your damages are likely to have additional value if presented to an insurance company by way of experienced legal representation. Having an attorney allows you to take the time you need to ultimately see the full picture of your claim, and remember, once you sign a release of all claims, you're essentially telling the insurance company they're "off the hook."


Each person is unique, each accident is unique, every case has unique value, and there are no exceptions to this rule. Let's look at an example:

  • Driver A is a young pregnant female with no pre-existing medical conditions. She has been involved in a rear-end car accident collision. She was taken by ambulance to the hospital for examination of back and neck pain. The doctors diagnose her with whiplash and prescribe her a course of treatment that is consistent with the needs of her pregnancy. She completes treatment and is released soon after.
  • Driver B is a middle-aged male with prior back surgery. He has also been involved in a rear-end style car accident collision and is experiencing neck and back pain. He was not able to visit a doctor until two weeks after the crash due to fear of missing work and losing his job. When he is able to visit the doctor, he is diagnosed with whiplash and is prescribed a course of physical therapy. He is released soon after.

Let's also assume that Driver A and Driver B were rear-ended at the same spot on the same highway on the same day. Additionally, the vehicles that struck A & B were traveling at the same speed at the time of impact. Weather conditions were the same for both accidents, and both A & B and the adverse drivers have the same insurance companies, etc.

What does all this mean?

Despite everything we know about driver's A & B accident details, their claims will have different values!

Even with all the listed similarities, it's very unlikely that driver A & B will undergo the similar medical treatment for their injuries; respond to treatment in the same manner; or experience the same types of aggravation and frustration in the days and months after their accident.


This "formula" is an estimate that has often been thought of by many as a way to value car accident claims. And though it is true that you may receive three times your medical bills, it's also just as likely that you'll receive more or less.

In short, never assume the value of your car accident claim is simply "3 x's your medical bills."


There are typically 3 components we look to recover for in a personal injury case that arises from a car accident:

  1. Past and future medical bills
  2. Past and future lost wages, or loss of earning capacity
  3. Past and future pain, suffering, disfigurement, and disability

Again, the numbered factors above don't apply to every case, and you should always have an experienced injury lawyer evaluate your specific claim.


Accidents that leave a person with traumatic injuries; broken bones; the need for surgery; permanent hardware; and/or cause death, may constitute what is known as a "policy limits demand."

In these instances, our personal injury attorneys will immediately notify the adverse insurance company of our representation of a client and ask that they send us what is known as a "certified declarations (DEC) sheet." This document will reveal the total amount of available dollars under the liable party's policy.

Once we receive the DEC sheet we will be able to tell you how much money is available, and whether or not your injuries justify asking for the entire amount. However, it will still be very difficult to predict the value of your car accident claim, because other factors will almost certainly play a role.

For instance, we may be able to reduce certain medical bills on your behalf so that you're not required to pay back the full amount, thus increasing your settlement. We may also be able to secure Underinsured Motorists Coverage (UIM) from your policy in the event that the adverse policy limits are inadequate.


Asking an experienced personal injury attorney to examine an insurance policy ensures you aren't leaving money on the table. Policies can be confusing, full of difficult-to-understand contract language, some of which is applicable to your case, and some that isn't.

If your everyday job doesn't require you to review insurance policies, then your chance of fully understanding available coverage will be challenging. Fortunately, we have more than 75 years of locating and examining insurance polices for car accident victims, so we can help guide you and youir family in the right direction at no cost.

Ultimately, speaking with an experienced injury law firm about your case is an excellent step toward determining what your car accident case is worth.

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