Who Will Pay if I Need Treatment Related to Car Accident Injuries Years After the Accident?

It’s entirely possible that you could develop a debilitating medical condition related to a car accident years after the accident. This could be a physical ailment—such as arthritis or chronic back pain—or an emotional disorder, such as anxiety or post-traumatic stress disorder(PTSD). However, even if the connection to the car accident is clear, you will not be able to seek additional damages from the at-fault party. If the settlement you agreed to at the time of the crash is insufficient to cover these new injuries, you will have to use your own insurance or pay out of pocket.

Maximum Medical Improvement and Future Damages

Being unable to cover future medical expenses with car accident settlement money could be the result of poor planning at the time of the accident. When you work with an Indianapolis personal Car Wreck on a Quiet Road in Indianainjury attorney from Keller & Keller, you can be sure we will consider the possibility of future expenses and will do all we can to get you the compensation you might need to cover future losses. Our team always considers the following when negotiating accident claims:

  • Maximum medical improvement(MMI). In the immediate aftermath of a car accident, it can be difficult to know what your total medical expenses will be. A forward-thinking attorney will wait to agree to a settlement until the extent of your recovery and future medical expenses are clear.
  • Future damages. Injuries that result in permanent disabilities will require lifelong medical expenses and limit your ability to earn a living. Your attorney should consider potential future costs—including medical bills and lost earning potential—when negotiating a settlement with the at-fault party’s insurance company.
  • Financial planning. If compensation from the at-fault driver is received in a lump sum, you will need a plan to protect some of the money for future medical needs. Your attorney should be able to provide this invaluable advice.

Working with an experienced attorney at the time of your accident will save you the worry about paying for possible future medical expenses. The car accident team at Keller & Keller knows how to determine the value of a claim and when to plan for future expenses. They also help their clients make a plan for putting money aside to pay for future costs.

Come Back to Keller & Keller Anytime!

Even if it has been many years since you worked with Keller & Keller to settle your car accident claim, you can always call our Indianapolis car accident attorney with questions and concerns. We stand by our work for our clients and are happy to hear from former clients, especially when they need help.


James R. Keller
Connect with me
Partner at Keller & Keller